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We've Got Options for You

Tompkins offers local decision making and flexible service with a suite of financial products that give you and your business the financial support you need, when you need it.  We make our credit decisions locally so we can be flexible to create solutions to fit your particular business type, seasonal flows, and management strategies. An experienced business banker works with you to understand your business needs and to customize the right credit solutions.

Want to apply online for up to $750,000? Use our Lightning Loans portal to apply when and where it’s convenient for you – quickly, securely, and easily.

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Lightning Loans Express

Apply for up to $50,000 for a business loan or line of credit and get a decision in minutes.

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Apply for a business loan online, fast, with Lightning Loans.

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A revolving line of credit to bolster short-term working capital.

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Equity secured loans for businesses purchasing or refinancing commercial real estate.

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Get the equipment you need at a low monthly cost with flexible payment options.

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Specialized loans for the agricultural industry.

















































Use our loan calculators to help determine the monthly payments, fees and other costs associated with getting a new loan.