We've Got Options For You
Whether you're looking for a checking account with just the essentials or one that recognizes your banking relationship with premium benefits, you'll find it at Tompkins. Plus, all our checking accounts come with the conveniences of Mobile Banking with Mobile Check Deposit, Online Banking with Bill Pay, and a Debit Card.
This account includes many conveniences of traditional checking accounts and was specifically designed for those taking steps toward financial wellness.
Do you use your debit card frequently or use direct deposit? Direct Checking is a straight forward and simple account to help you manage your money.
If you keep a higher account balance and would like to take advantage of earning interest, this account is for you.
This account rewards you for your combined, linked deposit or loan accounts.
Tompkins True Advantage Checking Plus
This account rewards you for your combined, linked deposit or loan accounts, pays you interest and gives you unlimited access to outside ATMs.
Being a student has its perks. Enjoy this checking account with features designed specifically for you.
Enjoy free paper statements and the benefit of maintaining low balances with Tompkins True 62 Checking.
Side-By-Side Comparison
Compare our checking accounts - all include our Debit MasterCard and Digital Banking with Bill Pay.
| Feature | Direct Checking1 | Direct Checking with Interest1,2 | True Advantage Checking1 | True Advantage Checking Plus1,2 | Smart Spend Checking1 | True 62 Checking1 | Student Checking 1011 |
|---|---|---|---|---|---|---|---|
| Pays Interest | - |
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| Free Checks | - | - | |
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- | - | - |
| Convenient Debit Card | |
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| Free Digital Banking* | |
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| Paper Statement Fee | $3.50 | $3.50 | - | - | $2.00 | - | $3.50 |
| Maintenance Fee | $10 | $12 | $15 | $25 | $5 | $5 | $0 |
*Your wireless telecommunications provider may charge you for data usage. Check with your provider for details regarding your specific wireless plan and any data usage charges that may apply.
1 Minimum balance to open account in branch is $0. Minimum balance to open online account is $25.
2 Minimum balance to earn interest is $0.01.
2 Minimum balance to earn interest is $0.01.
