Mortgage Loan Officers | PA And NY Home Loans

Tompkins Bank has Mortgage Officers ready to help with all of your home financing needs!

The Tompkins Mortgage Officers that meet your search criteria are listed below.

You can contact a Mortgage Officer by phone, e-mail, or their personalized web site.

Office: 607-756-0436

Email: lanania@tompkinsfinancial.com

Laurie has served in Retail Banking for over 23 years and joined Tompkins Trust in 2013. She has been a Residential Mortgage Lending Officer since 2015. Laurie has served on several committees with the Cortland County Board of Realtors and is a volunteer for the Salvation Army.

Laurie believes buying a home, whether it’s your first home or vacation home, is an exciting life event. She can handle the details and ease the flow of the mortgage experience. Laurie resides in Homer with her husband and two children.

Office: (607) 266-5496

NMLS ID#: 462576

My name is Kristina Dresser and I have served in Retail Banking for 15 years joining the Tompkins Trust Company team in February 2006.

I have served on several committees and boards such as Four Towns Community Center, Watkins Glen Chamber, SCOPED, Trumansburg Chamber, and currently serve as a board member for the Trumansburg Lions Club.

I was born and raised in Trumansburg and now reside in Interlaken with my husband and two children. I enjoy watching my children’s sports and snowmobiling in the Adirondacks with my family.

I look forward to helping make your dreams come true, whether a new purchase, a new build, a vacation home, or a refinance.

I look forward to helping you through the process and achieving this exciting endeavor in your life!

Stephanie A. Klym

Office: 607-266-5453

Email: SKlym@tompkinsfinancial.com

NMLS ID#: 462567

Stephanie is an upstate NY native. She enjoys all this area has to offer and is proud to call NY home. Stephanie joined Tompkins Trust Company's Residential Mortgage team in 2008. She believes her previous years spent in mortgage servicing and processing were an ideal foundation for her work as a mortgage originator. Her attention to detail and unwavering commitment to customer service makes her an excellent choice to assist you with your home financing needs. Her knowledge of the mortgage process keeps you informed every step of the way. Whether purchasing a new home, refinancing, or building a dream home, let Stephanie's experience and expertise work for you.

Bonnie Osadchey

Office: (607) 266-5455

Email: bosadchey@tompkinsfinancial.com

NMLS ID#: 1126670

With years of experience in counseling home buyers purchasing a new home or refinancing their existing home, Bonnie will make it her business to provide the best professional service and sound advice. She will guide you along every step of the way to select the best mortgage product for you whether it is your first home or many homes later.

Bonnie and her husband have four children. They live in Ithaca and are very much involved in their community. Bonnie is the President of Ithaca Business Women’s Network and also on the Board of Trustees for the Hangar Theatre. She is also a member of the Ithaca Board of Realtors and holds many positions on their committees.

Diana Carney

Office: 585-237-9100

Email: DCarney@tompkinsfinancial.com

NMLS ID#: 463689

With over 25 years experience in the mortgage and banking industry, including the last 20 with The Bank of Castile, Diana is known for providing excellent customer service and a worry-free mortgage process from start to finish. She specializes in new home construction, manufactured housing, first-time homebuyers and financing for self-employed borrowers.

Diana is a 1997 graduate of Buffalo State College, and a 2016 Leadership Wyoming graduate. She is a member of the Mortgage Bankers’ Association, Buffalo Niagara Board of Realtors, Greater Rochester Association of Realtors.

“I live and work in the community I serve and I truly enjoy helping my neighbors and fellow community members obtain their homeownership dreams,” she says.

Tara Gardner

Cell: 585-259-4411
Email: TGardner@tompkinsfinancial.com

NMLS ID#: 438141

Tara Gardner is a Mortgage Loan Officer for Tompkins Bank of Castile’s Genesee and Livingston County regions. A veteran of the industry, Tara has more than two decades of banking experience including 15 years in residential lending.

Tara is a lifelong resident of the GLOW region and has deep roots in Livingston and Genesee Counties. For many years her family owned and operated a farm in Livingston County, and she attended Genesee Community College in Batavia. Tara is passionate about supporting the communities in which she lives and works, having served on the Board of Directors for the both the Wyoming County United Way and the Greater Warsaw Chamber of Commerce. As a graduate of the 2015 Leadership Wyoming Program and as an active community partner, Tara has built various business and personal connections over the years. She looks forward to helping customers navigate their homebuying or refinancing journeys and showcasing the various programs and services available.

Tara and her husband reside in Warsaw, and are parents to two adult daughters.

Josephine Valderrama

Office: (716) 341-4534

Email: JValderrama@tompkinsfinancial.com

NMLS ID#: 1079380

Josephine Valderrama joined Tompkins Bank of Castile in 2019. She brings with her over 17 years’ experience in the mortgage industry along with a vast knowledge of the Buffalo Real Estate market. Josephine excels in providing personalized customer service while producing effective results. “My number one priority is helping my client achieve their dreams of home ownership,” said Josephine. “I am looking forward to bringing the Tompkins culture, community focus, and over 150 years of experience to the Buffalo area.” She is a member of the Women’s Council of Realtors in Buffalo Niagara and the Buffalo Niagara Association of Realtors, Inc.